Fort Lauderdale Insurance Agency
Home, Auto, Flood & Business Insurance in Broward County
Protecting waterfront properties, businesses, and families since 1995
Compare Fort Lauderdale Insurance Coverage and Prices
Fort Lauderdale insurance prices reflect coastal wind, flood, property, traffic, and business details. We compare the options that match what you need insured.
Hurricane & Storm Surge Risk
Coastal wind exposure, the home's construction, roof details, opening protection, and hurricane deductible can all change the homeowners price. We show the deductible in dollars beside each quote.
Flood Zones & Canal Properties
Canal-front, Intracoastal, and other waterfront properties need an address-specific flood review. We compare the FEMA flood zone, lender requirement, elevation details, NFIP, and private flood options.
More Than One Home Insurance Path
Depending on the home, current options may include admitted, specialty, surplus-lines, or Citizens coverage. We compare the available coverage, deductibles, and prices for the property.
Condo Coverage That Matches the Master Policy
An HO-6 quote should account for the association master policy, unit improvements, personal property, liability, loss assessment, deductibles, and any separate flood coverage.
Auto Coverage and Price
Driver history, vehicles, garaging address, mileage, limits, deductibles, and available discounts shape the auto quote. We compare carrier options for the household.
Waterfront and Drainage Details
Water proximity, elevation, drainage, flood-zone information, and lender requirements help determine which flood and property options to compare for the address.
Why Fort Lauderdale Residents Choose Greene & Associates
Broward County Expertise
We compare coverage for Fort Lauderdale canal-front properties, hurricane exposure, flood needs, condos, vehicles, and businesses.
Independent Agency Advantage
As an independent agency, we compare admitted, specialty, surplus-lines, and Citizens options when they are available for the property.
Fast Service & Competitive Rates
Get licensed-agent help comparing coverage, deductibles, and prices, plus certificate-request support for local businesses.
Personal Insurance for Fort Lauderdale Homeowners
Protecting your home, car, and family in Broward County requires the right coverage and the right agent.
Homeowners Insurance
We compare Fort Lauderdale home insurance options using the address, roof, construction, wind mitigation, flood details, replacement cost, coverage limits, deductibles, and price.
Waterfront properties: Canal-front and Intracoastal homes may need separate wind, flood, and higher-value property comparisons. We shop the available options together.
Roof details: Age, material, permits, condition, wind mitigation, and inspection records can affect the options and price. Send the records you have so we can compare accurately.
Flood Insurance
Check the property's flood need. A lender may require flood insurance for a mortgaged property in a Special Flood Hazard Area, and other owners may still choose coverage.
NFIP vs private flood: National Flood Insurance Program (NFIP) caps at $250,000 dwelling coverage. If you need higher limits, private flood may offer additional options. We quote NFIP and private flood so you can compare price and coverage.
Address-specific pricing: The flood zone, elevation, distance to water, building details, coverage limits, deductibles, and prior flood history can all change the quote.
Auto Insurance
Fort Lauderdale auto pricing depends on the household's drivers, vehicles, garaging address, annual mileage, limits, deductibles, prior claims, and available discounts.
Auto pricing depends on the drivers, vehicles, limits, deductibles, garaging address, and claims history. We compare available coverage and price from multiple carriers.
Uninsured motorist coverage: Ask us to show the available limits and price so you can decide whether to include this protection for injuries caused by an uninsured or underinsured driver.
Umbrella Insurance
Umbrella insurance can add another layer of liability coverage above qualifying home, auto, watercraft, or rental policies. We can compare available limits and prices for the household.
When to compare it: Ask about umbrella options if you own rental property, a pool, watercraft, multiple vehicles, or want more liability coverage than the underlying policies provide.
Business Insurance for Fort Lauderdale Companies
From restaurants on Las Olas to contractors working Fort Lauderdale's booming construction market, we protect local businesses.
General Liability
General liability can cover third-party injury and property-damage claims. Send any lease or client requirements so we can compare the limits, endorsements, and price your business needs.
Workers Compensation
Florida workers compensation requirements depend on the industry, employee count, and owner exemptions. We compare options using payroll, class codes, subcontractor details, and claims history.
Commercial Property
Protects your building, equipment, inventory, and business property from fire, wind, theft, and other perils. Fort Lauderdale businesses face hurricane and flood risks — make sure your policy covers both (or get separate flood coverage).
Business Owners Policy (BOP)
Combines general liability, commercial property, and business income coverage in one package when available. Ideal for Fort Lauderdale retail shops, offices, restaurants, and service businesses.
Commercial Auto
Fort Lauderdale businesses with company vehicles, delivery vans, or contractor trucks need commercial auto insurance. Covers vehicle damage, driver injuries, and liability for accidents involving your business vehicles.
Cyber Liability
Businesses that collect payments, store customer information, or rely on computer systems can compare cyber coverage for response costs, business interruption, liability, and other covered events.
Insurance by Industry in Fort Lauderdale
We specialize in insurance for Fort Lauderdale's key industries — from Las Olas restaurants to Broward contractors.
Fort Lauderdale Neighborhoods We Serve
Greene & Associates Insurance serves homeowners and businesses across all Fort Lauderdale neighborhoods.
Las Olas
Boulevard, Isles, waterfront
Victoria Park
Historic neighborhood, close to beach
Rio Vista
Intracoastal luxury homes
Colee Hammock
Canal-front, close to downtown
Harbor Beach
Oceanfront gated community
Coral Ridge
Family neighborhood, canal homes
Wilton Manors
Vibrant urban neighborhood
Lauderdale Beach
Oceanfront condos & hotels
Carriers We Represent in Fort Lauderdale
We compare the carriers available through our agency for Fort Lauderdale homes, vehicles, flood needs, and businesses.
Trusted Carriers We Represent
Fort Lauderdale Insurance FAQ
Get a Fort Lauderdale Insurance Quote Today
Let us compare carrier options for your Fort Lauderdale home, auto, flood, or business insurance and show you the available coverage, deductibles, and pricing.
Serving Fort Lauderdale, Wilton Manors, Lauderdale-by-the-Sea, Oakland Park, and all of Broward County