
Independent Insurance Agency · Lake City, FL
Independent Florida Insurance for Home, Auto & Business
Local agents helping Floridians compare personal and business insurance with clear options from 26 carrier markets.
Why Clients Choose Us
Independent Agency
We compare 26 carrier markets to look for strong coverage and competitive pricing — for you, not for one insurance company.
Local & Accessible
Based in Lake City, FL. When you call, you get a real person who knows your name.
30+ Years Experience
Three decades of protecting Florida families and businesses. We know this market inside and out.
Trusted by Florida families since 1995
How We Help You Compare Quotes
Tell us what you need covered. We review the market, explain the tradeoffs, and help you choose the next step.
Tell Us What You Need
Send the basics online or call the office. We'll ask the right questions and get the review started.
We Review Your Options
We compare available markets and explain what looks strong, what costs more, and where coverage details matter.
Choose and Bind Coverage
When you're ready, we help with applications, documents, proof of insurance, and renewal questions.
Insurance Coverage We Can Help With
Start with personal or business coverage, then choose the path that best matches what you need insured.
Home Insurance
Protect your most valuable asset with comprehensive homeowners coverage.
Learn MoreAuto Insurance
Reliable auto coverage with competitive rates from top-rated carriers.
Learn MoreFlood Insurance
Compare NFIP and private flood options for Florida homes, condos, and rental properties.
Learn MoreCondo Insurance
Coverage for condo owners who need unit, belongings, loss assessment, and liability protection.
Learn MoreMobile Home Insurance
Coverage guidance for eligible Florida mobile and manufactured homes.
Learn MoreRenters Insurance
Practical coverage for belongings, liability, and lease requirements.
Learn MoreUmbrella Insurance
Extra liability protection beyond your home and auto policies.
Learn MoreWatercraft Insurance
Coverage for boats, jet skis, and personal watercraft.
Learn MoreGeneral Liability
Foundational coverage protecting your business from third-party claims.
Learn MoreWorkers Compensation
Protect your employees and meet Florida's workers comp requirements.
Learn MoreCommercial Property
Safeguard your building, equipment, inventory and business assets.
Learn MoreBusiness Owners Policy
Bundled coverage combining property and liability at a great value.
Learn MoreCommercial Auto
Fleet and business vehicle coverage tailored to your operations.
Learn MoreCyber Liability
Protect against data breaches, ransomware and cyber threats.
Learn MoreFlorida Business Insurance by Industry
Choose an industry path when your business needs more than a basic quote form.
Why Choose Greene & Associates?
“We don’t work for the insurance company — we work for you.”
Independent Agency
Access to 26 carrier markets means we compare coverage options for you — not for one insurance company.
Local & Accessible
Based right here in Lake City, FL. When you call, you get a real person who knows your name.
30+ Years Experience
Three decades of protecting Florida families and businesses. We know this market inside and out.
Personal Service
You're never just a policy number. We take the time to understand your needs and find the right fit.
30+
Years Protecting Florida
26
Carrier Markets Compared
Fast
Quote Review
What Our Clients Say
“Joe was great to work with- very patient and made the whole process easy to understand. I definitely recommend Green & Associates Insurance.”
Paris Farmbry
4 weeks ago
“I can’t say enough great things about Greene & Associates Insurance. Joe and his team have been handling both my personal and business insurance policies for several years, and their service has been outstanding every step of the way. Their attention to detail and deep knowledge of the industry really set them apart. They consistently go above and beyond to find the best coverage at the most competitive rates. Highly recommend!”
Lisa Sharp
a month ago
“Great company to work with! Very knowledgeable and wonderful customer service!”
Jessica Davis
a month ago
Get the Latest Insights
Read our industry expert's latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more.
Browse all insights
Commercial Property Insurance for Jacksonville Warehouses: Wind, Inventory, Business Income, and Renewal Checks
Jacksonville warehouse commercial property insurance guide for wind, inventory, equipment, business income, lender requirements, and renewal prep.

Florida Swimming Pool Contractor Insurance: What Builders, Remodelers, and Service Crews Should Check Before Busy Season
Florida swimming pool contractor insurance checklist for builders, remodelers, and service crews covering liability, workers comp, trucks, tools, certificates, and pool service insurance cost.
Serving All of Florida
Local expertise across the Sunshine State
Trusted Carriers We Represent


























Ready for a Quote?
Tell us what you need covered and we'll help you review clear options from 26 carrier markets.
Get a QuoteGet in Touch
Call our Lake City office or send the details you want us to review.
