Cyber Liability Insurance
Cyber attacks don't just target big corporations. Protect your business from data breaches, ransomware, and digital threats with comprehensive cyber liability coverage.
of cyber attacks target small businesses
average cost of a data breach for small businesses
of small businesses close within 6 months of a cyber attack
year-over-year increase in ransomware attacks
What's Covered?
Cyber liability insurance provides comprehensive protection against digital threats and data breaches.
Data Breach Response
Covers the cost of notifying affected customers, credit monitoring, forensic investigation, and public relations after a data breach.
Ransomware & Cyber Extortion
Covers ransom payments, negotiation costs, and expenses related to restoring your systems after a ransomware attack.
Business Interruption
Reimburses lost income and extra expenses when a cyber attack shuts down your business operations.
Regulatory Defense & Fines
Covers legal defense and regulatory fines from data privacy violations — increasingly important with evolving privacy laws.
Third-Party Liability
Covers lawsuits from customers or partners whose data was compromised in a breach at your business.
System Restoration
Pays for the cost of restoring, recreating, or replacing data and systems damaged by a cyber event.
Who Needs Cyber Liability Insurance?
Frequently Asked Questions
Do small businesses really need cyber insurance?
Absolutely. 43% of cyber attacks target small businesses, and the average cost of a data breach exceeds $200,000 for small companies. If you store any customer data, process payments, or use email, you're a target. Cyber insurance is no longer optional — it's essential.
Doesn't my general liability policy cover cyber incidents?
No. Standard general liability and BOP policies have very limited or no cyber coverage. Some BOPs include basic data breach response, but it's typically insufficient for a real cyber event. A dedicated cyber liability policy provides the comprehensive protection you need.
What should I look for in a cyber liability policy?
Key features include first-party and third-party coverage, ransomware/extortion coverage, business interruption, regulatory defense, social engineering fraud coverage, and access to incident response resources. We'll help you find a policy that covers all the bases.
How much does cyber liability insurance cost?
For most small businesses, cyber liability insurance costs $500-2,000/year depending on your industry, revenue, data volume, and security practices. It's remarkably affordable given the potential costs of a cyber incident.
Don't Let a Cyber Attack Shut You Down
Affordable cyber liability coverage starting at just a few hundred dollars a year. Get protected before the next breach.