Florida Personal Insurance Quotes
Choose your home, auto, flood, mobile home, condo, renters, umbrella, watercraft, or recreational vehicle coverage, and let us compare carriers and prices for you.
Choose What You Want to Insure
Home, auto, flood, mobile-home, and bundle quotes each need different information. We make it easy to start in the right place and compare coverage and price.
At Greene & Associates, we've been helping Florida families with personal insurance for over 30 years. As an independent agency, we compare multiple carriers to help you find the right coverage at the right price.
Start with the coverage you want us to compare
Tell us whether you need coverage for a site-built home, mobile home, condo, rental, car, boat, RV, or another personal insurance need. We'll collect the right details, compare carrier options, and help you choose the coverage and price that work for you.
Use the home form for site-built homes, mobile-home review, and bundle starting points.
Use line-specific pages for flood, auto, condo, renters, umbrella, watercraft, motorcycle, or RV questions.
Call the office when a closing, lease, lender, marina, or renewal deadline is tight.
How we compare coverage and prices
The carriers and policy options available for your home, auto, flood, condo, renters, umbrella, or specialty coverage.
Whether bundling or separate policies produce the better total price and coverage.
How roof, wind, flood, lender, lease, marina, driver, or liability details affect your options.
Fast routes for Florida home, mobile-home, flood, and bundle questions
If you already know what you want to insure, choose the matching page. Jenna's personal-lines team will gather the details needed to compare coverage and price.
Personal Insurance Coverage
Choose a home, vehicle, property, or liability option to see coverage details and start comparing prices.
"We shop the market so you don't have to."
As an independent agency, we're not tied to one insurance company. We compare available options to help you choose the right coverage and price for your home, auto, flood, umbrella, or mobile home.
Independent agency — we compare multiple carriers for you
Personalized service from a family-run agency
30+ years protecting Florida families
When you call, you get a real person who knows your name. No phone trees, no outsourced call centers — just honest, local service from a family-run agency that's been here for 30+ years.
Florida Home Insurance Questions Worth Comparing
Roofs, wind, water, deductibles, rebuilding cost, and flood can all change the options and price. We'll help you compare them for your home.
Hurricanes & Named Storms
Named-storm deductibles can create a much larger out-of-pocket cost than your everyday deductible. Understanding how wind coverage and hurricane deductibles work is a core part of a Florida home quote.
Flooding (Not Covered by Home Insurance)
Standard homeowners and renters policies do not cover rising-water flood damage. Add NFIP and private flood prices when you want to compare the property's full insurance cost.
Roof Age & Condition
Florida insurers pay close attention to roof age and condition. An older roof can reduce the number of insurers willing to offer coverage or change the policy terms, so knowing where the roof stands before renewal matters.
Uninsured Drivers
Uninsured motorist coverage is worth a close look in Florida because a serious at-fault crash can still leave you chasing someone with too little insurance or no insurance at all.
Sinkholes
Central and North Florida sit on karst limestone geology. Sinkhole coverage is available in Florida but not automatically included in standard homeowners policies. If your area has sinkhole activity, ask specifically about sinkhole or catastrophic ground cover collapse coverage.
Rapidly Rising Premiums
Send your renewal and we can compare it with current carrier coverage, discounts, deductibles, bundle options, and prices.
Why an Independent Agent Makes a Difference in Florida
Florida's insurance market is complex and constantly changing. Here's what shopping with an independent agent actually means for your coverage and your wallet.
We compare multiple Florida carriers
A captive agent can only quote one company. We compare multiple Florida options so you can see how the coverage and price stack up for your property and location.
We can re-shop your renewal
Florida's market changes from year to year. Send us your renewal and we can compare its coverage and price with options available now.
Claims advocacy when it matters most
When a claim hits, you can call us for help sorting out carrier contacts, paperwork, and next steps. Real agents who pick up the phone still matter when the situation gets stressful.
Bundle comparison done right
Bundling can help, but only when the bundle actually improves both price and coverage. We can compare a bundle with separate home and auto policies so the recommendation is based on the quotes in front of you, not a canned rule.
Frequently Asked Questions
Common questions about personal insurance in Florida.
More questions? Call 1-800-252-6885 or request a quote online.
Not Sure What Coverage You Need?
Give us a call and we'll help you compare home, mobile-home, flood, umbrella, and other personal insurance options.