Mobile Home Insurance
Specialized coverage for manufactured and mobile homes in Florida. Greene & Associates represents Foremost and other top carriers to protect your home.
What Does Mobile Home Insurance Cover?
Comprehensive protection tailored for manufactured and mobile homes.
Dwelling Coverage
Covers the structure of your mobile or manufactured home if damaged by covered perils like fire, wind, hail, or lightning.
Personal Property
Protects your belongings inside the home — furniture, electronics, clothing, appliances, and more.
Liability Protection
Covers legal expenses and medical bills if someone is injured on your property or you accidentally damage someone else's property.
Additional Living Expenses
Pays for temporary housing and extra costs if your mobile home becomes uninhabitable due to a covered loss.
Additional Structures
Covers detached structures on your property like sheds, carports, decks, screen rooms, and storage buildings.
Hurricane & Wind Coverage
Essential in Florida. Protects against hurricane and windstorm damage to your mobile or manufactured home.
Get Your Free Mobile Home Insurance Quote
We represent Foremost and other top carriers specializing in mobile and manufactured home insurance. Get the right coverage at the right price.
Get Your Free Quote →Florida Mobile Home Insurance Considerations
Why Foremost for Mobile Home Insurance?
Greene & Associates is proud to represent Foremost — a leader in mobile and manufactured home insurance.
Frequently Asked Questions
Is mobile home insurance the same as regular homeowners insurance?
No. Mobile and manufactured homes have unique risks — they're more vulnerable to wind damage, have different construction standards, and may be located in communities with specific requirements. Mobile home insurance is tailored to these differences. Standard homeowners policies won't properly cover a mobile home.
How much does mobile home insurance cost in Florida?
It varies based on the home's age, value, location, and construction type. A typical policy might cost $600-1,500 per year, but it depends on coverage limits and deductibles. Older homes and those in high-wind or flood zones may cost more. We shop multiple carriers to find your best rate.
What is the difference between a mobile home and a manufactured home?
Mobile homes were built before June 15, 1976, when federal HUD construction standards went into effect. Manufactured homes were built after that date and meet stricter safety and construction standards. Manufactured homes are generally easier and cheaper to insure, but both need specialized coverage.
Does mobile home insurance cover flood damage?
No. Just like regular homeowners insurance, mobile home policies don't cover flooding. If you're in a flood zone (common in Florida), you need a separate flood insurance policy. We offer both NFIP and private flood options.
Protect Your Mobile Home Today
Get a free, no-obligation quote from Foremost and other leading mobile home insurers. We'll find you the best coverage and rate.