Greene & Associates Adds Mangrove for Florida Home Insurance
Greene & Associates Insurance is now appointed with Mangrove, giving Florida homeowners another company to consider and access to a military and veteran discount.
Joe Greene
Licensed Insurance Agent
FOR IMMEDIATE RELEASE
LAKE CITY, Fla., October 4, 2026 — Greene & Associates Insurance has received a voluntary appointment with Mangrove Property Insurance Company, adding another homeowners insurance option for Florida families.
Mangrove works through independent agents and offers an HO3 program for owner-occupied single-family homes and duplexes in Florida. For our clients, that means one more company we can check when they are buying a home, comparing a renewal, or wondering whether a better fit is available.
"Every good carrier appointment gives our agents another chance to find the right fit for a client," said Joe Greene, Commercial Lines Manager at Greene & Associates Insurance. "Mangrove was built for Florida and works through independent agents. We're excited to add them to our homeowners lineup and put another solid option to work for Florida families."
Mangrove offers a 5% military and veteran discount
Mangrove's September 2026 voluntary HO3 guide lists a 5% military/veteran discount on the non-catastrophe base rate.
"Homeowners don't want to learn a carrier's internal vocabulary," said Jenna Greene, Personal Lines Manager at Greene & Associates Insurance. "They want to know whether their home can be considered, what the policy covers, and which discounts are available. Mangrove gives our team another Florida option to check. It's really nice to see they offer a 5% military and veteran discount on the non-catastrophe base rate to give back to the men and women who served."
Mangrove offers other discounts too, including credits for wind-mitigation features, security and safety systems, paperless delivery, secured communities, homeowners age 55 and older, accredited builders, and financial responsibility. We will check which ones apply when we quote the home.
Have a renewal offer, a home under contract, or inspection reports ready? Send the address and the documents you already have so our personal-lines team can check the available options.
Why Mangrove caught our attention
Mangrove is based in Florida and was built specifically for the state's homeowners market. The Florida Office of Insurance Regulation approved the company's certificate of authority on January 15, 2025. Demotech lists Mangrove with a Financial Stability Rating of A, Exceptional, affirmed September 17, 2026.
Founder and CEO Stephen Weinstein has spent more than 20 years in insurance and reinsurance, including senior roles focused on Florida. His leadership team includes CFO Allan Franklin, COO Tim Cotton, Head of Distribution Chris August, and SVP of Risk Eduardo Miranda. Together, they bring experience across claims, underwriting, reinsurance, catastrophe modeling, operations, and independent agency distribution.
Mangrove's HO3 program includes standard homeowners coverage along with optional Protect and Protect Plus endorsement packages. Its Grove Repair Solution connects policyholders with vetted, licensed, and insured contractors and includes a multi-year workmanship warranty on eligible repairs.
Mangrove also launched on QuoteRUSH in September 2026, which gives our agents a faster way to include the company when we compare available home insurance options.
How our team will use the new appointment
When someone asks us to shop a home, we start with the address and a few basics about the property, roof, occupancy, inspections, and prior claims. From there, we can see whether Mangrove is one of the companies worth quoting.
Price matters, but it is not the only thing we compare. We also look at the coverage, deductibles, roof and water terms, and the details that can make two homeowners policies very different when a claim happens. That is the value of working with an independent agency: we can compare real options instead of trying to make every home fit one company.
Want a quick planning range before you request a full quote? Start with the address, then send the declarations page, inspections, roof details, and lender deadline when you are ready.
Mangrove appointment questions
Is Greene & Associates Insurance appointed with Mangrove Property Insurance?
Yes. Mangrove approved Greene & Associates Insurance for a voluntary appointment in September 2026. Our personal-lines team can now check Mangrove when we shop coverage for Florida homeowners.
Does Mangrove offer a military or veteran discount?
Yes. Mangrove's September 2026 voluntary HO3 guide lists a 5% military/veteran discount on the non-catastrophe base rate.
What homes does Mangrove's HO3 policy cover?
Mangrove offers HO3 coverage for owner-occupied single-family homes and duplexes in Florida that meet its guidelines. We can check the address and home details to see whether it may be a fit.
What is Mangrove's financial stability rating?
Demotech lists Mangrove Property Insurance Company with a Financial Stability Rating of A, Exceptional, affirmed September 17, 2026.
Will Mangrove be the best option for every Florida homeowner?
Maybe, maybe not. It depends on the home, the coverage needed, and the options available at the time. Our job is to compare Mangrove with the other companies we can quote and help the client make a clear choice.
How can I ask Greene & Associates Insurance to check Mangrove?
Start a home insurance quote or call 1-800-252-6885. If you have a declarations page, wind-mitigation report, four-point inspection, or roof details, send those too.
About Greene & Associates Insurance
Greene & Associates Insurance is a family-run independent insurance agency based in Lake City, Florida. Since 1995, we have helped Florida families and businesses compare personal and commercial coverage from multiple insurance companies. Learn more about our Florida home insurance service or start a home quote.
About Mangrove Property Insurance Company
Mangrove Property Insurance Company is a Florida-based property insurer that works through independent agents. Its product lineup includes HO3 homeowners and DP3 dwelling-fire coverage for Florida properties that meet its guidelines.
Sources
- Mangrove Property Insurance: Why Mangrove
- Mangrove Property Insurance: Leadership team
- Mangrove Property Insurance: HO3 homeowners policy
- Mangrove Property Insurance: Grove Repair Solution
- Mangrove Property Insurance: Florida certificate of authority announcement
- Mangrove Property Insurance: QuoteRUSH launch
- Demotech: Mangrove Property Insurance Company rating
- Mangrove Voluntary HO3 Guidelines, September 2026 (carrier appointment document on file with Greene & Associates Insurance)
Media contact
Joe Greene
Greene & Associates Insurance
joe@greeneinsurance.com
1-800-252-6885
Commercial Insurance Team Leader
Joe Greene began his Florida insurance career in 2004 and holds an active Florida 2-20 General Lines license. He leads commercial insurance work at Greene & Associates, with depth in commercial property, fleets, contractors, workers compensation, general liability, habitational risks, and contract requirements. FL License #P005559.
joe@greeneinsurance.comGive us the address. We'll check the price.
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