
We're Proud to Represent Frontline Insurance in Florida
We're now appointed with Frontline for eligible Florida home and commercial properties, giving our clients another insurance option to consider.
Joe Greene
Licensed Insurance Agent
Greene & Associates Insurance is now appointed with Frontline Insurance for eligible Florida homes and commercial properties. We're proud to represent Frontline and give our clients another experienced property insurance option to consider.
Frontline was established in Florida in 1998 after Hurricane Andrew. That history matters to us. Florida property insurance demands experience with wind, hurricanes, coastal exposure, and the realities of insuring homes and buildings here.
An appointment does not mean Frontline will fit every address. It means we have another option to check when the property and application meet current guidelines.
Key Takeaway
- We can now consider Frontline for eligible Florida homeowners and commercial property risks.
- Frontline was established in Florida in 1998 and reports decades of property experience.
- We will still compare the coverage, deductibles, exclusions, policy terms, and price before a client chooses a policy.
Why we're proud to represent Frontline
"We're proud to represent Frontline," said Joe Greene, Commercial Lines Manager at Greene & Associates Insurance. "This is a company founded in Florida in 1998 with more than 30 major storms weathered and over $6 billion in claims paid. They understand property risk in a way that only comes from years in the market. Frontline gives us another strong option to consider for eligible homes and commercial buildings, and we're excited to put that option to work for our clients."
What stands out to us is Frontline's long focus on property insurance. The company has spent decades working in coastal and catastrophe-exposed markets.
What Frontline reports
- Established in Florida in 1998 after Hurricane Andrew
- 26+ years protecting neighbors
- 30+ major storms weathered
- $6B+ in claims paid
- $322B+ actively insured
- $1.7B+ in in-force premium
We remain an independent agency. Adding Frontline expands our options, but it does not change how we work: we review the property, compare the quotes that are actually available, and explain the differences before making a recommendation.
Need help with a home, rental, building, or other Florida property? Choose the quote path that fits and send us what you already have.
Another option for Florida homeowners
Frontline gives our personal-lines team another insurance option to consider when an eligible homeowner is buying a property, comparing a renewal, or checking whether the current policy still fits.
"Frontline brings real Florida property experience to our personal-lines team," said Jenna Greene, Personal Lines Manager at Greene & Associates Insurance. "They have been protecting homes and families for more than 25 years, and we're excited to represent them. No two homes are the same, so we still have to review the roof, construction, occupancy, inspections, and prior claims. Having another experienced company to consider is a win for all of our clients."
To check the fit, we will need the address and basic property details. If you already have a declarations page, wind mitigation report, four-point inspection, or lender deadline, send it with the quote request. Those documents help us compare the options without making you rebuild the file from scratch.
Have a renewal offer or a home under contract? Send the property details, current policy, inspections, and lender deadline you already have.
Another option for Florida commercial property
Our Frontline appointment also gives the commercial team another insurance option to consider for eligible buildings. The right starting point is the property itself. We need to understand how it is used and built, who occupies it, what it would cost to replace, and what losses or weather exposures need review.
If you are comparing a commercial property renewal, start with the current policy, statement of values, property schedule, and loss runs. We can review those documents, identify what is missing, and compare the insurance options available for the property.
Send the current policy, statement of values, property schedule, and loss runs you already have. Joe will review the building details and compare the available commercial property insurance options.
What our Frontline appointment does and does not mean
We can consider Frontline for eligible homeowners and commercial property accounts. Frontline's Florida product page describes additional property products, but that does not mean every program is available through every agency or for every property.
For each quote, we will confirm the available program, underwriting company, eligibility, forms, limits, deductibles, and policy terms.
Frontline's financial rating page reports KBRA BBB+ insurer financial strength ratings with Stable Outlook for First Protective Insurance Company, Frontline Insurance Reciprocal Exchange, and Frontline Insurance Unlimited Company. Ratings apply to the named entities, can change, and do not guarantee claim payment or future financial performance.
Questions about getting a Frontline quote through our office
Is Greene & Associates Insurance appointed with Frontline?
Yes. Greene & Associates Insurance is appointed with Frontline for eligible Florida properties. We can consider Frontline for homeowners and commercial property accounts, subject to current underwriting guidelines and product availability.
Can you quote Frontline homeowners insurance in Florida?
Yes. We can consider Frontline for an eligible Florida home. The address, roof, construction, occupancy, inspections, prior claims, requested coverage, deductibles, and current underwriting guidelines all affect the quote.
Can you quote Frontline commercial property insurance in Florida?
Yes. We can consider Frontline for eligible Florida commercial property. Building use, construction, roof, protection, occupancy, values, loss history, wind and flood exposure, and current underwriting guidelines can affect eligibility.
Will every Florida property qualify for Frontline?
No. No carrier fits every home or commercial property. We review the actual risk, available quotes, coverage, deductibles, exclusions, and policy terms before a client chooses a policy.
What should I send for a home insurance review?
Send the property address, roof details, current declarations page, available inspections, prior claim information, and any lender or closing deadline. We will tell you if anything else is needed.
What should I send for a commercial property review?
Start with the current policy, statement of values, property schedule, and loss runs you already have. We can review the building details and tell you what else is needed to compare the available insurance options.
Tell us what you need insured. We'll review the property details, compare the available insurance options, and explain the policy terms before you choose one.
About Greene & Associates Insurance
We are an independent insurance agency based in Lake City, Florida. Since 1995, our family-run team has helped Florida families and businesses compare personal and commercial coverage from the insurance carriers we work with.
About Frontline Insurance
Frontline Insurance is a Florida-established property insurer serving residential and commercial property risks. Established in 1998 after Hurricane Andrew, the company has spent more than 25 years in coastal and catastrophe-exposed property markets. Product availability, eligibility, underwriting company, coverage, and terms vary by state and risk.
Sources
- Frontline Insurance: Florida property insurance products
- Frontline Insurance: Find an Agent
- Frontline Insurance: Company rebrand and history
- Frontline Insurance: Financial ratings
Media contact
Greene & Associates Insurance
joe@greeneinsurance.com
1-800-252-6885

Joe Greene
Commercial Lines Manager
Joe Greene has been a licensed Florida 2-20 General Lines Insurance Agent since 2005, with a focus on commercial coverage for North Florida contractors, trucking operations, and small businesses. If your question involves a fleet, a crew, or a certificate of insurance, he's probably answered it a hundred times. FL License #P005559.
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