Business / Workers Comp
Berkshire Hathaway GUARD
Use the policy number from your GUARD bill or declarations page.
Have your policy number, date of loss, photos, and contact information ready.

Claims service
The carrier claim desk opens the file and assigns the adjuster. Our office helps with the process, documents, and coverage questions after the claim is moving.
Claim checklist
A claim gets easier when the basic facts are captured early: what happened, when, where, who was involved, what changed, and what the carrier assigned after intake.
Call emergency services when safety, injury, fire, theft, water intrusion, or dangerous damage requires immediate help. Take reasonable steps to prevent more damage when it is safe.
Take photos and video from multiple angles, save receipts, gather police or incident reports if available, and write down the date, time, location, and people involved.
Use the carrier claim phone number or online claim site so a claim number and adjuster can be assigned. Have your policy number ready if possible.
Send our office the claim number, carrier, loss date, and adjuster information so we can help watch the process and answer coverage questions.
Use the carrier claim path for the fastest file setup. If your policy packet lists a different claim number, use the policy packet first.
Business / Workers Comp
Use the policy number from your GUARD bill or declarations page.
Have your policy number, date of loss, photos, and contact information ready.
Home
If your policy documents show a dedicated claim number, use that first.
Business
Have your policy number, date of loss, photos, and contact information ready.
Business / Specialty
Surety bond service may require the bond number, obligee, and bond form.
Have your policy number, date of loss, photos, and contact information ready.
Home
Have your policy number, date of loss, photos, and contact information ready.
Home
Have your policy number, date of loss, photos, and contact information ready.
Workers Comp / Business
Workers comp injuries should be reported promptly; call extension 1 when using the FCBI claim phone path.
Home
Have your policy number, date of loss, photos, and contact information ready.
Auto / Home / Specialty
Have your policy number, date of loss, photos, and contact information ready.
Auto
Have your policy number, date of loss, photos, and contact information ready.
Auto / Specialty
Have your policy number, date of loss, photos, and contact information ready.
Business / Auto / Home
Have your policy number, date of loss, photos, and contact information ready.
Auto / Home
Have your policy number, date of loss, photos, and contact information ready.
Auto / Home
Have your policy number, date of loss, photos, and contact information ready.
Business
Most service is handled inside the NEXT policyholder portal.
Have your policy number, date of loss, photos, and contact information ready.
Workers Comp
Have your policy number, date of loss, photos, and contact information ready.
Home / Specialty
Use the claim and service instructions in the Orange policy packet first; call our office if the packet routes through a partner claim administrator.
Have your policy number, date of loss, photos, and contact information ready.
Auto / Business
Have your policy number, date of loss, photos, and contact information ready.
Home
Use the claim instructions shown in your policy packet or call our office for help.
Home
Have your policy number, date of loss, photos, and contact information ready.
Home
Have your policy number, date of loss, photos, and contact information ready.
Auto / Business / Home
Have your policy number, date of loss, photos, and contact information ready.
Home
Have your policy number, date of loss, photos, and contact information ready.
Business / Specialty
Builders risk service often depends on the project and policy number.
Have your policy number, date of loss, photos, and contact information ready.
Home
Have your policy number, date of loss, photos, and contact information ready.
Business
Have your policy number, date of loss, photos, and contact information ready.
After filing
We need the carrier, claim number, loss date, adjuster name if assigned, and a short description. That gives us enough context to help without slowing the claim setup.
Take wide shots, close-ups, serial numbers, damaged rooms, vehicles, contents, and any temporary repairs before things get moved.
Save estimates, receipts, reports, emails, adjuster notes, claim numbers, and payment records in one folder.
If an adjuster, contractor, lender, or other party says something that feels off, send it to our office before assuming the answer.