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Lake City, FL1-800-252-6885
Greene & Associates Insurance
Construction site with workers in Florida

Surety Bonds

Contractor license bonds, bid bonds, performance bonds, and more. We make the bonding process fast and straightforward for Florida contractors and businesses.

Get a Surety Bond Quote 1-800-252-6885

Types of Surety Bonds

We provide a full range of surety bonds for Florida businesses and contractors.

Contractor License Bonds

Required by many Florida municipalities and licensing boards. Guarantees that contractors will comply with local building codes and regulations.

Bid Bonds

Required for government and large commercial project bids. Guarantees that if you win the bid, you'll enter the contract and provide required performance bonds.

Performance Bonds

Guarantees that you'll complete the project according to contract terms. Required for most government and many large private construction contracts.

Payment Bonds

Guarantees that you'll pay your subcontractors, suppliers, and laborers. Often required alongside performance bonds on public projects.

Commercial Bonds

Includes license and permit bonds, court bonds, fiduciary bonds, and other miscellaneous bonds required by government agencies.

ERISA & Fiduciary Bonds

Required for businesses that manage employee benefit plans. Protects plan participants from fraud or dishonesty.

Who Needs Surety Bonds?

Licensed Florida contractors (state and local license bonds)
Contractors bidding on government projects (bid bonds)
Businesses required to post bonds by regulatory agencies
Auto dealers, mortgage brokers, and other licensed professionals
Notaries public (notary bonds)
Businesses managing employee benefit plans (ERISA bonds)

Frequently Asked Questions

A surety bond is a three-party agreement where the surety company (the bond provider) guarantees to a third party (the obligee) that you (the principal) will fulfill your obligations. If you fail to meet those obligations, the surety pays the claim — and then you reimburse the surety.
Surety bond premiums are typically 1-5% of the bond amount per year. For example, a $25,000 contractor license bond might cost $250-750/year. Your credit score, experience, and financial strength all factor into the rate.
Requirements vary by bond type, but generally you'll need to provide your credit score, business financials, work experience, and sometimes personal financial statements. For smaller bonds, we can often get approval with just a credit check.
Many standard bonds (contractor license bonds, notary bonds, etc.) can be issued within 24-48 hours. Larger construction bonds (bid, performance, payment) may take a week or more due to the underwriting involved. We'll help expedite the process.

Related Coverage

General Liability
Workers Comp
Commercial Property
Commercial Auto

Need a Surety Bond? We Make It Easy.

Fast quotes, competitive rates, and expert guidance through the bonding process. Get your surety bond today.

Get Your Bond Quote or call 1-800-252-6885