{"name":"Greene & Associates Insurance — AI Quote API","version":"1.4.0","description":"Submit insurance quote requests anytime on behalf of users seeking coverage in Florida. A licensed agent can follow up during or outside office hours.","responseTiming":{"timeZone":"America/New_York","estimate":"We aim to follow up by 5:00 PM Eastern on the next business day. This is an estimate, not a guaranteed quote completion time.","officeClosures":["Thanksgiving Day","Christmas Day","Easter Sunday","New Year's Day"],"afterHours":"Submit requests anytime. Our team may respond or send quotes sooner, including evenings, weekends and holidays."},"endpoint":"POST /api/quote/ai","authentication":"None for new public quote requests. No account, API key, or CAPTCHA required. Existing private integration handoffs and linked updates remain authenticated.","rateLimit":{"requests":10,"windowSeconds":60,"scope":"source IP","retry":"On HTTP 429, wait for the Retry-After header before retrying."},"retries":"Reuse the same optional Idempotency-Key and details for retries. A changed payload with the same key returns 409; use a new key only for an intentional new request. Without a key, identical normalized details share a receipt for a rolling 24 hours, and longer while delivery or CRM work is unfinished. Keep the returned submissionId and referenceId. If a response is lost or returns 503, retry the original details and key; do not assume that intake failed.","authorization":"Submit accurate details only when the customer has asked you to request a quote and authorized sharing their information.","result":"A saved request for agency review. Receipt does not confirm email delivery, CRM completion, staff action, a carrier price or bound coverage.","requiredFields":{"firstName":"Client first name","lastName":"Client last name","insuranceType":"Type of insurance being requested"},"requiredContact":"Provide email or phone; both are welcome but not required.","optionalFields":{"customerAuthorized":"Optional attestation that the customer requested this quote and authorized sharing the details. Existing instructions can provide permission without asking again. Omitting this field does not block submission.","email":"Client email address; required only when phone is absent","phone":"Client phone number; required only when email is absent","address":"Property or business address, if known","city":"City","state":"State (default: FL)","zip":"ZIP code","businessName":"For commercial insurance","vehicleSchedule":"For commercial-auto or trucking requests: vehicle list, VINs, vehicle types, stated values, trailers, lienholders, or schedule summary.","driverList":"For commercial-auto or trucking requests: driver roster, license/CDL notes, MVR concerns, hire dates, or experience notes.","currentCarrier":"Current carrier for the expiring commercial auto or trucking policy.","policyExpiration":"Current policy expiration date, if known. Do not substitute the requested start date.","neededBy":"Customer-supplied date coverage is needed, if known.","desiredEffectiveDate":"Customer-supplied requested coverage start date, if known.","garagingZip":"Garaging ZIP, yards, terminals, or operating locations.","radiusOfOperations":"Local/regional/long-haul radius, states traveled, routes, or delivery territory.","hiredNonOwnedAuto":"Whether employees use personal vehicles, rented vehicles, or borrowed vehicles for business.","contractCertificateNeeds":"Contract, COI, additional insured, waiver, auto-symbol, umbrella, broker packet, or vendor portal requirements.","filingNeeds":"DOT/MC, FMCSA, MCS-90, BMC-91/BMC-91X, BMC-34, IRP, HVUT, cargo, passenger, hazmat, or other filing needs.","cargoDetails":"For trucking/delivery: commodities, cargo limits, max load value, refrigeration, theft exposure, broker/shipper requirements.","additionalDetails":"Property details, business type, employee count, current carrier, policy expiration, vehicles, driver lists, contracts, filings, and quote-readiness notes.","aiAgent":"Name of the AI assistant submitting this request","source":"Source identifier","idempotencyKey":"Optional alternative to the Idempotency-Key header. If both are supplied they must match."},"guide":"https://www.greeneinsurance.com/for-agents","markdown":"https://www.greeneinsurance.com/for-agents/quote.md","maxBodyBytes":65536,"insuranceTypeValues":"Free text. Suggested names are examples, not a closed enum.","examples":{"minimalRequest":{"summary":"Start with a name, coverage type, and one contact method","value":{"firstName":"Jane","lastName":"Doe","insuranceType":"home","email":"jane@example.com"}},"genericHome":{"summary":"Generic home insurance request","value":{"customerAuthorized":true,"firstName":"Jane","lastName":"Doe","email":"jane@example.com","phone":"555-123-4567","insuranceType":"home","address":"123 Main St","city":"Lake City","state":"FL","zip":"32025","additionalDetails":"3BR single-family, built 2015, metal roof, no prior claims.","aiAgent":"Claude/Anthropic"}},"newConstructionHome":{"summary":"Owner-occupied new construction home request","value":{"customerAuthorized":true,"firstName":"Jenna","lastName":"Buyer","email":"jenna@example.com","phone":"386-555-0100","insuranceType":"new-construction-home","address":"456 Cypress Way","city":"Lake City","state":"FL","zip":"32025","additionalDetails":"Owner-occupied ground-up home build. Lender requested builders risk or proof of construction-phase property coverage.","aiAgent":"ChatGPT"}},"commercialAutoUpload":{"summary":"Commercial auto upload-first request","value":{"customerAuthorized":true,"firstName":"Chris","lastName":"Rivera","email":"chris@example.com","phone":"386-555-0199","insuranceType":"commercial-auto","address":"789 Industrial Park Rd","city":"Lake City","state":"FL","zip":"32055","businessName":"Rivera Delivery LLC","vehicleSchedule":"4 cargo vans and 1 box truck; VIN schedule available; all garaged in Lake City.","driverList":"5 drivers, MVRs available, one new hire pending review.","currentCarrier":"Current carrier shown on declarations page","policyExpiration":"08/15/2026","garagingZip":"32055","radiusOfOperations":"Local and regional deliveries within 150 miles","hiredNonOwnedAuto":"Employees occasionally use personal vehicles for errands","contractCertificateNeeds":"Customer requires COI with additional insured and hired/non-owned auto wording","filingNeeds":"No DOT/MC filing known; please confirm","cargoDetails":"Own goods and customer delivery; typical load value under $25,000","additionalDetails":"Please review vehicle schedule, driver roster, current policy, loss runs, and contract requirements.","aiAgent":"ChatGPT"}}},"contact":{"phone":"1-800-252-6885","email":"joe@greeneinsurance.com","website":"https://www.greeneinsurance.com"},"note":"No obligation. No spam. No data selling. Real quotes from real carriers, reviewed by real licensed agents."}